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   <title>About.com Financial Planning: What's Hot Now</title>
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   <description>These articles that had the largest increase in popularity over the last week</description>
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   <dc:date>2010-02-09T10:03:30Z</dc:date>

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         <item>
         <title><![CDATA[Financial Planning - Articles]]></title>
         <link>http://financialplan.about.com/cs/a.htm</link>
         <description><![CDATA[An index of articles for the Financial Planning guide site.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <title><![CDATA[Financial Advice for 50s &amp; 60s]]></title>
         <link>http://financialplan.about.com/cs/personalfinance/a/Advice50s60s.htm</link>
         <description><![CDATA[Financial Advice for Your Fifties and Sixties. Financial Planning Throughout Your Life]]></description>
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         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Importance of Credit Score]]></title>
         <link>http://financialplan.about.com/od/creditdebtmanagement/a/importantcredit.htm</link>
         <description><![CDATA[Your credit score and underlying history is one of your most vital parts of your financial life. Your credit score follows you forever and it will play a huge role in many major financial situations throughout your life.]]></description>
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         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Grocery Tips]]></title>
         <link>http://financialplan.about.com/od/savingmoney/a/GroceryTips.htm</link>
         <description><![CDATA[Have you been shocked by your grocery shopping bills recently? You&amp;#8217;re not alone. Inflation always has, and always will be around, but it is affecting food prices more than others. Most families find that when creating a budget, more effort is being made trying to save money on gas and groceries. Here are some tips that can help you keep your grocery budget under control.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Dealing With Divorce]]></title>
         <link>http://financialplan.about.com/cs/divorceandmoney/a/DealWithDivorce.htm</link>
         <description><![CDATA[Dealing with the financial impact of divorce. Know your obligations and how to protect yourself financially]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Rule of 72]]></title>
         <link>http://financialplan.about.com/od/personalfinance/qt/Ruleof72.htm</link>
         <description><![CDATA[Compound interest is an amazing thing, and the Rule of 72 is a simple way to quickly estimate how long it will take your investment to double.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Money Advice For Your 30s&amp;40s]]></title>
         <link>http://financialplan.about.com/cs/familyfinances/a/Advice30s40s.htm</link>
         <description><![CDATA[Financial Advice for Your 30s and 40s]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Introduction to Saving Money]]></title>
         <link>http://financialplan.about.com/od/savingmoney/tp/savingintro.htm</link>
         <description><![CDATA[The ability to save money is the cornerstone of building wealth. In order to save money, you need to spend less than you earn. This is often easier said than done, but there are plenty of ways to help you begin saving money on even the tightest budget.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[How To Become a Millionaire]]></title>
         <link>http://financialplan.about.com/od/investing/a/Millionaire.htm</link>
         <description><![CDATA[How To Become a Millionaire - Becoming a millionaire is not out of reach for many Americans]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Suze Orman - Money Expert]]></title>
         <link>http://financialplan.about.com/cs/personalfinance/a/SuzeOrman.htm</link>
         <description><![CDATA[What Makes Suze Orman One of America's Best Personal Finance Experts?]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
         </item>
         
         <item>
         <title><![CDATA[Prepare for Rising Rates]]></title>
         <link>http://financialplan.about.com/od/creditanddebt/a/RisingRates.htm</link>
         <description><![CDATA[Six Ways To Prepare Now For Rising Interest Rates: Take Steps Now to Soften the Impact]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Paying Off My First Credit Card Balance]]></title>
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         <description><![CDATA[Paying Off My First Credit Card Balance]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Before Buying a Home]]></title>
         <link>http://financialplan.about.com/od/realestatemortgages/a/BuyingaHome.htm</link>
         <description><![CDATA[For many people, owning a home brings a sense of pride and freedom that cannot be matched by renting. When you own your own home, you aren&amp;#8217;t bound by a landlord&amp;#8217;s rules, and your monthly payments are actually building equity. Although buying a home may be the first step you take toward building long-term wealth, it is important to understand the pros and cons of home ownership before taking the plunge. ]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <title><![CDATA[Make Saving Automatic]]></title>
         <link>http://financialplan.about.com/od/savingmoney/a/automaticsave.htm</link>
         <description><![CDATA[Do you have a savings account yet find it difficult to find money to deposit into it? This isn&amp;#8217;t an uncommon problem and most people find it hard to save.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Get Money You&#039;re Entitled To]]></title>
         <link>http://financialplan.about.com/cs/personalfinance/a/MoneyEntitledTo_2.htm</link>
         <description><![CDATA[Find out if you're one of millions of Americans entitled to receive unclaimed money or property]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Changing Jobs and Your 401(k)]]></title>
         <link>http://financialplan.about.com/library/weekly/aa062001a.htm</link>
         <description><![CDATA[Changing Jobs and Your 401(k) The Wrong Move Can Cost You Thousands in Taxes, Penalties, and Forfeited]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Net Worth Worksheet]]></title>
         <link>http://financialplan.about.com/od/personalfinancebasics/l/blnetworth.htm</link>
         <description><![CDATA[Net worth worksheet for calculating how much you're worth financially]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[The Best Home Improvements]]></title>
         <link>http://financialplan.about.com/od/realestatemortgages/qt/the-best-home-improvements.htm</link>
         <description><![CDATA[If you&amp;#8217;re like most homeowners, you&amp;#8217;ve either thought about or already made some home improvements. For some, this was part of the plan all along. They bought a house that was in need of some improvements so they were able to purchase at a bit of a discount and then put money into the upgrades they wanted. For others, the idea of home improvements came up as a way to increase the value of their home upon resale.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Bear Market Strategies]]></title>
         <link>http://financialplan.about.com/od/personalfinance/a/BearMarketTips.htm</link>
         <description><![CDATA[Bear markets present a challenge to even the savviest investors. It doesn&amp;#8217;t matter if you have $1,000 in the market or $1 million, losing money hurts. It is during these declining markets your patience will be tested. If fear sets in, you might consider bailing out on your investment plan completely, which can do more damage than anything else.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Free Tax Advice]]></title>
         <link>http://financialplan.about.com/od/taxplanning/qt/IRSPhone.htm</link>
         <description><![CDATA[Are you looking for help with your taxes? Try calling 1-800-829-1040. This is the toll-free number for the IRS tax question line. With this number, you will be put in touch with someone right at the IRS who can assist you with your own personal tax situation if you have any questions.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Overdraft Protection]]></title>
         <link>http://financialplan.about.com/od/banking/a/Overdraft.htm</link>
         <description><![CDATA[What's Your Overdraft Protection Costing You?]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Retirement Savings Late Start]]></title>
         <link>http://financialplan.about.com/od/retirementplanning/a/LateStartRetire.htm</link>
         <description><![CDATA[Ten Tips for Late Starters To Boost Their Retirement Savings]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Personal Financial Plan]]></title>
         <link>http://financialplan.about.com/od/personalfinancebasics/ss/FinancialPlan.htm</link>
         <description><![CDATA[Step by step instructions for creating your own personal basic financial plan.]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Joint or Separate Accounts?]]></title>
         <link>http://financialplan.about.com/od/marriedcouplesfamilies/a/JointOrSeparate.htm</link>
         <description><![CDATA[Should You and Your Spouse Have Joint or Separate Checking Accounts? Tips on How to Decide and How to Make It Work]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <title><![CDATA[Co-signing a Loan]]></title>
         <link>http://financialplan.about.com/cs/personalfinance/a/CosigningLoans.htm</link>
         <description><![CDATA[Co-signing a Loan: What You Need To Know]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <item>
         <title><![CDATA[Free Credit Reports]]></title>
         <link>http://financialplan.about.com/od/creditdebtmanagement/a/FreeCredit.htm</link>
         <description><![CDATA[In 2004, an amendment to the Fair Credit Reporting Act was made that states that you can obtain a free copy of your credit report from each of the three main credit reporting bureaus once every 12 months.&#10;Your credit report contains the following information: ]]></description>
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         <title><![CDATA[Insuring Your Life]]></title>
         <link>http://financialplan.about.com/cs/insuranc1/a/LifeInsurance.htm</link>
         <description><![CDATA[Understanding and Choosing Life Insurance - What Type of Insurance Is Best For You?]]></description>
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         <dc:subject>money</dc:subject>
         <dc:date>2010-02-09T10:03:30Z</dc:date>
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         <title><![CDATA[Individual Insurance Policies]]></title>
         <link>http://financialplan.about.com/od/insurance/a/InsuranceTypes.htm</link>
         <description><![CDATA[If you are self-employed, or otherwise find yourself in a situation where you need to obtain your own health insurance coverage, the choices available to you can be confusing. You'll be sifting through terms like HMO, PPO, premiums, co-pay and deductibles, which can be intimidating if you don't know what you're looking at.]]></description>
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         <title><![CDATA[Financial Advice for Your 20s]]></title>
         <link>http://financialplan.about.com/cs/moneyforyouth/a/Advice20s.htm</link>
         <description><![CDATA[Financial Advice for Your Twenties or if You're Just Starting a Financial Plan, Regardless of Your Age]]></description>
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