<?xml version="1.0" encoding="iso-8859-1"?>
<!-- Copy and paste the url into your newsreader application" -->
<!-- generator="About.com/0.01" -->

<rss version="0.91" >
   <channel>
   <title>About.com Credit / Debt Management: What's Hot Now</title>
   <link>http://credit.about.com/</link>
   
      <description>These articles that had the largest increase in popularity over the last week</description>
      <language>en-us</language>
      <pubDate>Wed, 25 Nov 2009 10:02:25 +0000</pubDate>
      <image>
      <title>About.com</title>
      <url>http://z.about.com/f/lg/s10.gif</url> 
	  <link>http://www.about.com/</link> 
	  <width>118</width> 
	  <height>20</height>
      </image>
   
         <item>
            <title><![CDATA[Bad Credit Side Effects]]></title>
            <link>http://credit.about.com/od/creditrepair/tp/bad-credit-side-effects.htm</link>
            <description><![CDATA[Since so many businesses now judge you based on your credit score, having bad credit can make life extremely difficult from getting a job to getting a place to live. Here are some of the most common side-effects of bad credit.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Secured vs. Unsecured Debt]]></title>
            <link>http://credit.about.com/od/credit101/a/securevunsecure.htm</link>
            <description><![CDATA[Secured debts are tied to some type of asset like a house or car. The lender can take that asset if you fall behind on your debt payments. Unsecured debts are the opposite and aren't secured with an asset.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Arkansas Statute of Limitation]]></title>
            <link>http://credit.about.com/od/statuteoflimitations/g/arkansassol.htm</link>
            <description><![CDATA[The Arkansas statute of limitations on debt limits the amount of time you can be sued for a debt.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[North Carolina SOL]]></title>
            <link>http://credit.about.com/od/statuteoflimitations/g/ncsol.htm</link>
            <description><![CDATA[The statute of limitations on debt in North Carolina limits the time you can be sued for a debt]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Debt To Income Ratio]]></title>
            <link>http://credit.about.com/od/reducingdebt/ss/dtiratio_2.htm</link>
            <description><![CDATA[Your debt to income ratio indicates your level of debt. Learn how to calculate and analyze your debt to income ratio.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Credit Card Debt Settlement]]></title>
            <link>http://credit.about.com/od/debtmanagementsolutions/a/credit-card-debt-settlement.htm</link>
            <description><![CDATA[If your debt is too high to pay and you're already behind on your bills, credit card debt settlement can make your debt more affordable.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Cancel FreeCreditReport.com]]></title>
            <link>http://credit.about.com/od/creditreportscoring/qt/cancel-freecreditreport-account.htm</link>
            <description><![CDATA[If you want to avoid credit card charges from FreeCreditReport.com, you have to cancel your account before the trial period ends.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Billing Error Dispute Letter]]></title>
            <link>http://credit.about.com/od/usingcreditcards/a/billingdispute.htm</link>
            <description><![CDATA[A sample letter to send to creditors to dispute billing errors]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Putting off Repair]]></title>
            <link>http://credit.about.com/od/creditrepair/tp/credit-repair-excuses.htm</link>
            <description><![CDATA[You know the effects of having bad credit, yet you still haven&amp;#8217;t started your credit repair.  Why?  Well, here are 15 reasons you&amp;#8217;ve been putting off credit repair.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Missouri SOL]]></title>
            <link>http://credit.about.com/od/statuteoflimitations/g/mosol.htm</link>
            <description><![CDATA[The statute of limitations on debt in Missouri limits the time you can be sued for a debt]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Good vs. Bad Debt]]></title>
            <link>http://credit.about.com/od/avoidingdebt/a/goodvsbaddebt.htm</link>
            <description><![CDATA[Did you know there was a such thing as good debt?  There's a big difference between good debt and bad debt.  How much of each are you carrying?]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Close Paid Card]]></title>
            <link>http://credit.about.com/od/usingcreditcards/qt/closepaidcard.htm</link>
            <description><![CDATA[Paying off a credit card is a great accomplishment, especially if you worked long and hard to do it. What now? Do you leave the card open or should you close it?]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Debt Management Watch Outs]]></title>
            <link>http://credit.about.com/od/debtmanagementsolutions/tp/debt-management-watch-outs.htm</link>
            <description><![CDATA[Know what to stay away from when you're choosing a debt settlement, debt consolidation, or consumer credit counseling agency.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Credit Utilization]]></title>
            <link>http://credit.about.com/od/glossary/g/utilization.htm</link>
            <description><![CDATA[the amount of credit purchasing power you have, accounts for 30% of your credit score.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Credit Card Types]]></title>
            <link>http://credit.about.com/od/creditcardbasics/tp/credit-card-types.htm</link>
            <description><![CDATA[Learn about the different types of credit cards to choose the right one for you.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Kansas SOL]]></title>
            <link>http://credit.about.com/od/statuteoflimitations/g/kansassol.htm</link>
            <description><![CDATA[The statute of limitations in Kansas limits the amount of time you can be sued for a debt.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Return Check Fee Definition]]></title>
            <link>http://credit.about.com/od/or/g/returncheckfee.htm</link>
            <description><![CDATA[A return check fee is charged by a creditor or lender when your payment check is returned by your bank. Your check could be returned due to insufficient funds or if the bank account has been closed.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Double Billing Cycle]]></title>
            <link>http://credit.about.com/od/usingcreditcards/a/twocyclebilling.htm</link>
            <description><![CDATA[Explains the double billing cycle method of computing finance charges and demonstrates how it can be more costly for cardholders who want to pay their balance off quickly.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Avoid Holiday Debt]]></title>
            <link>http://credit.about.com/od/avoidingdebt/qt/holidaydebt.htm</link>
            <description><![CDATA[The holidays are ripe for spending.  Find out how to make it through the holiday season with as little debt as possible.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Suze Orman Show]]></title>
            <link>http://credit.about.com/od/toughcreditissues/p/suzeormanshow.htm</link>
            <description><![CDATA[The Suze Orman Show focuses on financial freedom for watchers.  Watch each week as the financial guru gives financial - including credit and debt - advice.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Inactive Credit Card Closed]]></title>
            <link>http://credit.about.com/od/usingcreditcards/a/inactiivtyclosed.htm</link>
            <description><![CDATA[If you haven't used your credit card in awhile, here's why your credit card issuer might close your account and what you can do about it.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[FICO vs FAKO]]></title>
            <link>http://credit.about.com/od/creditreportscoring/qt/creditvsfico.htm</link>
            <description><![CDATA[There are a lot of different credit scores out there.  Are they different from FICO scores?  Which scores matter most?]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Average Daily Balance]]></title>
            <link>http://credit.about.com/od/creditcardbasics/qt/avgdailybalance.htm</link>
            <description><![CDATA[The average daily balance method is one of the ways your creditor might calculate your finance charge. Find out how the calculation works.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Credit on Campus]]></title>
            <link>http://credit.about.com/od/buildingcredit/a/collegecredit.htm</link>
            <description><![CDATA[To credit card companies, college students are walking dollar signs. Before you head back to campus, know the dangers of signing up for a college credit card and find out the right way to get your first credit card.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Balance up, Score Down]]></title>
            <link>http://credit.about.com/od/creditreportscoring/a/balanceandscore.htm</link>
            <description><![CDATA[Your credit card balances have a direct impact on your credit score. The higher your balances, the lower your credit score will be. Learn how high balances affect your credit score.]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Why Interest Rate Increase]]></title>
            <link>http://credit.about.com/od/usingcreditcards/a/whyrateincrease.htm</link>
            <description><![CDATA[Creditors have a slew of reasons for increasing your interest rate. You can usually call to find out why your rate got increased. Based on a 2008 survey by Consumer Action, your credit card might have been closed for one of these reasons (note that not all of the reasons are in your control).]]></description>
            <category>money</category>
         </item>
         
         <item>
            <title><![CDATA[Credit Report and Score Basics]]></title>
            <link>http://credit.about.com/od/credit101/a/reportscorebasc.htm</link>
            <description><![CDATA[Your credit history is compiled in a single credit report and used to calculate your credit score.  Learn your credit report and score affect you as a consumer.]]></description>
            <category>money</category>
         </item>
         </channel>
</rss>