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	<title>About.com Retirement Planning</title>
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	<description>Get the latest headlines from the About.com Retirement Planning GuideSite.</description>
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		<title>About.com</title>
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	<dc:date>2009-06-30T07:06:52Z</dc:date>
	<pubDate>Tue, 30 Jun 2009 07:06:52 +0000</pubDate>
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			<title>Index Funds: Be like the market</title>
			<link>http://retireplan.about.com/b/2009/07/03/index-funds-be-like-the-market.htm</link>
			<description>Broadly speaking, there are two kinds of mutual funds: actively managed funds and index funds.  Actively managed funds are run by investors managers who make frequent buy and sell...</description>
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			<pubDate>Fri, 03 Jul 2009 06:34:09 +0000</pubDate>
			<dc:date>2009-07-03T06:34:09Z</dc:date>

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			<title>Short on Cash?  Retirement Funds to the Rescue?</title>
			<link>http://retireplan.about.com/b/2009/06/30/short-on-cash-retirement-funds-to-the-rescue.htm</link>
			<description>With the unemployment rate rising throughout the country and, in some states exceeding 10%, many people are finding the need to dig into savings to pay monthly bills.  Ideally,...</description>
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			<pubDate>Tue, 30 Jun 2009 07:06:52 +0000</pubDate>
			<dc:date>2009-06-30T07:06:52Z</dc:date>

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			<title>Lifecycle Funds: A Good Investment?</title>
			<link>http://retireplan.about.com/b/2009/06/26/lifecycle-funds-a-good-investment.htm</link>
			<description>Lifecycle funds, also known as target-date funds, have been growing in popularity.  A relatively new financial invention, these funds allow for a comparable lower-maintenance opportunity for the individual investor....</description>
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			<pubDate>Fri, 26 Jun 2009 08:04:57 +0000</pubDate>
			<dc:date>2009-06-26T08:04:57Z</dc:date>

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			<item>
			<title>Beneficiary Designations: Critical to Sleeping Better During Retirement</title>
			<link>http://retireplan.about.com/b/2009/06/23/beneficiary-designations-critical-to-sleeping-better-during-retirement.htm</link>
			<description>An estate plan is an important part of any financial plan, particularly so for those in or entering retirement.  You've heard plenty about the importance of wills, trusts, and...</description>
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			<pubDate>Tue, 23 Jun 2009 09:24:28 +0000</pubDate>
			<dc:date>2009-06-23T09:24:28Z</dc:date>

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			<title>Do you need a trust?</title>
			<link>http://retireplan.about.com/b/2009/06/19/do-you-need-a-trust.htm</link>
			<description>When it comes to estate planning, many people think only of a will.  They're seldom right. In addition to a will, a power of attorney, a living will, and...</description>
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			<dc:subject></dc:subject>
			<pubDate>Fri, 19 Jun 2009 05:31:53 +0000</pubDate>
			<dc:date>2009-06-19T05:31:53Z</dc:date>

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			<title>Spousal IRAs - How Almost Anyone Can Make an IRA Contribution</title>
			<link>http://retireplan.about.com/b/2009/06/16/spousal-iras-how-almost-anyone-can-make-an-ira-contribution.htm</link>
			<description>With the market meltdown depleting retirement account balances virtually everywhere, saving for retirement is making a comeback.  Recently negative, the national savings rate has pushed back into positive territory....</description>
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			<pubDate>Tue, 16 Jun 2009 06:31:27 +0000</pubDate>
			<dc:date>2009-06-16T06:31:27Z</dc:date>

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			<title>Dollar Cost Averaging - Still a Good Idea?</title>
			<link>http://retireplan.about.com/b/2009/06/12/dollar-cost-averaging-still-a-good-idea.htm</link>
			<description>When you dollar cost average (DCA), you invest a certain sum of money in a specific investment (or investments) on a pre-set schedule. For example, you might arrange to put...</description>
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			<dc:subject></dc:subject>
			<pubDate>Fri, 12 Jun 2009 06:49:29 +0000</pubDate>
			<dc:date>2009-06-12T06:49:29Z</dc:date>

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			<title>Best Places to Grow Old - According to Forbes Magazine</title>
			<link>http://retireplan.about.com/b/2009/06/09/best-places-to-grow-old-according-to-forbes-magazine.htm</link>
			<description>Forbes Magazine just released its 2009 "Best Places to Grow Old List."  Placing special emphasis on "the percentage of those aged 65 and over, the median income of those...</description>
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			<pubDate>Tue, 09 Jun 2009 06:32:55 +0000</pubDate>
			<dc:date>2009-06-09T06:32:55Z</dc:date>

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			<title>Are you a woman?  Know any?</title>
			<link>http://retireplan.about.com/b/2009/06/04/are-you-a-woman-know-any.htm</link>
			<description>When it comes to retirement planning, most of the rules apply to both men and women equally.  That said, certain statistics can lead one to believe that women may...</description>
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			<pubDate>Thu, 04 Jun 2009 06:48:41 +0000</pubDate>
			<dc:date>2009-06-04T06:48:41Z</dc:date>

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			<title>Financial Emergency! Tap the Roth?</title>
			<link>http://retireplan.about.com/b/2009/06/02/financial-emergency-tap-the-roth.htm</link>
			<description>With the unemployment rate rising practically weekly, many folks are facing real financial emergencies.  An event such as a job loss is the perfect time to tap an emergency...</description>
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			<dc:subject></dc:subject>
			<pubDate>Tue, 02 Jun 2009 07:36:39 +0000</pubDate>
			<dc:date>2009-06-02T07:36:39Z</dc:date>

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