About.com Personal Insurance

Weekend Insurance Tip: Know Why You May Want Wedding Insurance

Sat, 21 Nov 2009 09:24:53 +0000

Wedding insurance is still a new concept for most but is being added to more wedding plans as the expense of weddings is rising. It is not uncommon to hear about couples doing wedding planning for 20 and 30 thousand dollar weddings. Unfortunately, not enough couples are considering wedding insurance when doing their wedding planning.

Wedding insurance is inexpensive and considering what you are covering it is worth the cost. The cost of a policy varies depending on how much insurance you purchase but typically ranges between $200-$600. That is a great deal considering how much worry and stress you will be able to rid yourself of during and after your wedding planning.

Weekend Insurance Tip: Know Why You May Want Wedding Insurance originally appeared on About.com Personal Insurance on Saturday, November 21st, 2009 at 09:24:53.

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Updating Your Home? Time to Update Your Life Insurance Policy.

Fri, 20 Nov 2009 19:03:39 +0000

Have you, or do you have plans, to get some home improvement projects finished up? A common way that many finance their home improvement projects is with a second mortgage. If you want to make sure your life insurance policy will take care of paying off what you owe on your home and second mortgage, then it may be time for you to update your life insurance policy.

Updating Your Home? Time to Update Your Life Insurance Policy. originally appeared on About.com Personal Insurance on Friday, November 20th, 2009 at 19:03:39.

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Does Your Dental Insurance Plan Cover Implants?

Tue, 17 Nov 2009 06:21:07 +0000

According to www.nytimes.com, "In an overwhelming majority of cases, implants to replace lost teeth are by far the best long-term solution for maintaining a healthy mouth. Also, because they rarely need to be replaced, in the long run they are more economical than bridges."

Implants are increasingly a prominent choice among dentists and patients but although most insurance companies are starting to cover the cost of dental implants not all are. If you are shopping around for dental insurance make sure to check to see if they cover the cost of dental implants.

Does Your Dental Insurance Plan Cover Implants? originally appeared on About.com Personal Insurance on Tuesday, November 17th, 2009 at 06:21:07.

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Weekend Insurance Tip: Understand Interstate Insurance or Selling Insurance Across State Lines

Sun, 15 Nov 2009 11:36:50 +0000

Interstate insurance, or otherwise known as selling insurance across state lines, is a popular topic in the health insurance reform debate. It is thought that selling insurance across state lines will open up health care markets and lower costs for some. Still, many feel that selling insurance across state lines will lower the quality of care overall.

Weekend Insurance Tip: Understand Interstate Insurance or Selling Insurance Across State Lines originally appeared on About.com Personal Insurance on Sunday, November 15th, 2009 at 11:36:50.

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Your Pets and the Holidays

Thu, 12 Nov 2009 21:33:04 +0000

With the holidays fast approaching many will have visitors coming soon or will be visitors. It is common to remember to baby proof or kid proof your house and for others to ask if your baby or child can have a certain treat or not... but what about your pet?

Many pet owners carry pet insurance as one tool to keep their pets healthy, just as one would carry insurance on their child. But many pet owners forget to remind others or forget to "pet proof" their homes as they would for children. As you can imagine, pets can get into many ornaments and other items that can make them sick. Along with that, it is important to let guests know what treats your pet can and cannot have. Having a pet friendly holiday can keep your pet healthier and save you both a visit to the veterinarian.

Your Pets and the Holidays originally appeared on About.com Personal Insurance on Thursday, November 12th, 2009 at 21:33:04.

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Getting A Good Deal on Your Travel Insurance

Tue, 10 Nov 2009 22:14:40 +0000

You have shopped around and found a great deal on your trip, so why not shop around for cheap travel insurance? Yes, cheap travel insurance is available, especially if you are looking for travel insurance online. Check out these tips to find the best travel insurance deal.

Getting A Good Deal on Your Travel Insurance originally appeared on About.com Personal Insurance on Tuesday, November 10th, 2009 at 22:14:40.

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Weekend Insurance Tip: Learn the 4 Steps to Protecting Your Fine Jewelry

Sun, 08 Nov 2009 19:43:26 +0000

Unfortunately, many people who have antique jewelry and fine jewelry do not insure it properly, and a big segment of uninsured jewelry is jewelry gifts. It can often be an overlooked insurance until the jewelry is lost or stolen. Here are four simple steps to help you make sure your fine jewelry, antique jewelry, and jewelry gifts are protected.

Weekend Insurance Tip: Learn the 4 Steps to Protecting Your Fine Jewelry originally appeared on About.com Personal Insurance on Sunday, November 8th, 2009 at 19:43:26.

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People Without Car Insurance, What do You Think... Should We "Give Them a Break?"

Thu, 05 Nov 2009 23:14:33 +0000

I recently came across a story at www.kfoxtv.com. The story explains how a new law in Texas is causing people to lose their cars because of not having insurance.

Getting your car towed if you don't have car insurance is common since it is the law in all states to carry some type of minimum car insurance. Some in the story feel the law should not be so strict. A person in the article, Teran, says that before towing someone's car because of not having insurance the authorities should, "check first if a person has had insurance. If it has lapsed within a certain amount of time, then give them a break, cite them for no insurance, but don't tow the car."

"Give Them a Break?" What do you think would happen if we just gave everyone a break as Teran suggests when one does not have car insurance?

People Without Car Insurance, What do You Think... Should We "Give Them a Break?" originally appeared on About.com Personal Insurance on Thursday, November 5th, 2009 at 23:14:33.

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What are You Paying for Car Insurance?

Tue, 03 Nov 2009 23:46:36 +0000

Car insurance rates have risen in the past year. According to www.carinsurance.com, "The national average cost of car insurance in 2009 to date is $1,780 which is 11.25% higher than 2008's car insurance rates."

Want to see how your car insurance premium compares to the national average? Check out the Carinsurance.com site to take a look at some great charts of car insurance national averages and state by state averages. Want to lower your premium? Next, learn the Top Ways to Turn Your Current Car Insurance Into Cheap Insurance.

What are You Paying for Car Insurance? originally appeared on About.com Personal Insurance on Tuesday, November 3rd, 2009 at 23:46:36.

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Weekend Insurance Tip: Decide if You Want to Devote Yourself Full-Time to Your Surviving Children

Sat, 31 Oct 2009 16:30:20 +0000

Many families now know that life insurance is important for both parents in a one income household. Unfortunately though, most families just minimally insure the stay-at-home spouse. The family feels the minimal insurance they have would be sufficient to take care of the basic tasks performed by the stay-at-home parent, at least until the youngest child was out of school.

But what about the child's emotional loss from their deceased stay-at-home parent? Can hired help really take care of those needs? What if the working parent realized they needed to be the stay-at-home parent for a while... would there be enough life insurance to cover the working parent's lost wages?

Weekend Insurance Tip: Decide if You Want to Devote Yourself Full-Time to Your Surviving Children originally appeared on About.com Personal Insurance on Saturday, October 31st, 2009 at 16:30:20.

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