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<title>About Banking / Loans</title>
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<updated>2008-08-14T18:28:40Z</updated>
<subtitle >Get the latest headlines from the About.com Banking / Loans GuideSite.</subtitle >
<id>tag:banking.about.com,2008://</id>
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<rights>Copyright (c) 2008, About.com</rights>
	<entry>
		<title>What is a Deficiency Judgment?</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/19/what-is-a-deficiency-judgment.htm" />
		<updated>2008-08-19T13:50:22Z</updated>
		<published>2008-08-19T13:50:22Z</published>
		<id>tag:banking.about.com,2008://256584</id>
		<summary type="text">We've talked about how some people are just walking away from mortgages due to low home values and tough economic times.  However, it's not always simple or painless.

If your...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">We've talked about how some people are just walking away from mortgages due to low home values and tough economic times.  However, it's not always simple or painless.

If your...</content>
	</entry>
	<entry>
		<title>FDIC Coverage Above $100,000</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/15/fdic-coverage-above-100000.htm" />
		<updated>2008-08-14T18:28:40Z</updated>
		<published>2008-08-15T08:26:25Z</published>
		<id>tag:banking.about.com,2008://256583</id>
		<summary type="text">By now, most people have been reminded that FDIC insurance only covers up to $100,000 per depositor.  Recent bank failures and long lines at IndyMac thrust the topic into...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">By now, most people have been reminded that FDIC insurance only covers up to $100,000 per depositor.  Recent bank failures and long lines at IndyMac thrust the topic into...</content>
	</entry>
	<entry>
		<title>How Much Emergency Cash Should You Have?</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/14/how-much-emergency-cash-should-you-have.htm" />
		<updated>2008-08-14T18:14:47Z</updated>
		<published>2008-08-14T18:14:47Z</published>
		<id>tag:banking.about.com,2008://256582</id>
		<summary type="text">Consumerism Commentary recently discussed how you can determine right size for your emergency fund.  Things like job stability and lifestyle are important, but most people don't give their emergency...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">Consumerism Commentary recently discussed how you can determine right size for your emergency fund.  Things like job stability and lifestyle are important, but most people don't give their emergency...</content>
	</entry>
	<entry>
		<title>Why are Bank Failures Announced on Fridays?</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/12/why-are-bank-failures-announced-on-fridays.htm" />
		<updated>2008-08-12T15:03:13Z</updated>
		<published>2008-08-12T15:03:13Z</published>
		<id>tag:banking.about.com,2008://256581</id>
		<summary type="text">Bank failures have been in the headlines lately.  They seem to always come on Fridays.  Why is that?  It gives the FDIC time to open for business...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">Bank failures have been in the headlines lately.  They seem to always come on Fridays.  Why is that?  It gives the FDIC time to open for business...</content>
	</entry>
	<entry>
		<title>Debit vs Credit</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/06/debit-vs-credit-2.htm" />
		<updated>2008-08-06T15:28:06Z</updated>
		<published>2008-08-06T15:28:06Z</published>
		<id>tag:banking.about.com,2008://256580</id>
		<summary type="text">When you use plastic, you've got to choose between debit or credit. Which is best? Like all things in life, the debit vs. credit decision involves tradeoffs. Learn about the...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">When you use plastic, you've got to choose between debit or credit. Which is best? Like all things in life, the debit vs. credit decision involves tradeoffs. Learn about the...</content>
	</entry>
	<entry>
		<title>Credit Crunch:  Watch Your Loans</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/05/credit-crunch-watch-your-loans.htm" />
		<updated>2008-08-05T21:28:05Z</updated>
		<published>2008-08-05T21:28:05Z</published>
		<id>tag:banking.about.com,2008://256579</id>
		<summary type="text">Times are tough for banks, and they're tough for consumers.  As if you didn't have anything else to worry about, you need to keep an eye on your loans...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">Times are tough for banks, and they're tough for consumers.  As if you didn't have anything else to worry about, you need to keep an eye on your loans...</content>
	</entry>
	<entry>
		<title>Wamu Pays 3.75%, Proceed With Caution</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/08/01/wamu-pays-375-proceed-with-caution.htm" />
		<updated>2008-08-01T17:53:55Z</updated>
		<published>2008-08-01T17:53:55Z</published>
		<id>tag:banking.about.com,2008://256578</id>
		<summary type="text">Washington Mutual raised the rate on their online savings account this week to 3.75% APY.  This is a very competitive rate, but you should be careful.

Some believe that Washington...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">Washington Mutual raised the rate on their online savings account this week to 3.75% APY.  This is a very competitive rate, but you should be careful.

Some believe that Washington...</content>
	</entry>
	<entry>
		<title>Foreclosure and Taxes</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/07/31/foreclosure-and-taxes.htm" />
		<updated>2008-07-31T11:24:04Z</updated>
		<published>2008-07-31T11:24:04Z</published>
		<id>tag:banking.about.com,2008://256577</id>
		<summary type="text">The housing crisis and tough economic times are marked by record foreclosures.  For some, foreclosure seems like a way to put problems behind them and move on to a...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">The housing crisis and tough economic times are marked by record foreclosures.  For some, foreclosure seems like a way to put problems behind them and move on to a...</content>
	</entry>
	<entry>
		<title>First National Bank of Arizona Fails Quietly</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/07/28/first-national-bank-of-arizona-fails-quietly.htm" />
		<updated>2008-07-28T12:29:02Z</updated>
		<published>2008-07-28T12:29:02Z</published>
		<id>tag:banking.about.com,2008://256576</id>
		<summary type="text">First National Bank of Arizona was taken over by regulators over the weekend, but the event was much less eventful than the IndyMac Bank failure.  Customers sound indifferent based...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">First National Bank of Arizona was taken over by regulators over the weekend, but the event was much less eventful than the IndyMac Bank failure.  Customers sound indifferent based...</content>
	</entry>
	<entry>
		<title>Audio:  What's a Bank Run?</title>
		<link rel="alternate" type="text/html" href="http://banking.about.com/b/2008/07/25/audio-whats-a-bank-run.htm" />
		<updated>2008-07-25T10:21:33Z</updated>
		<published>2008-07-25T10:21:33Z</published>
		<id>tag:banking.about.com,2008://256575</id>
		<summary type="text">IndyMac's quick demise is partly blamed on a bank run that quickly drained assets and destabilized the bank.  Customers believed that there was a problem, and they helped make...</summary>
		<author>
			<name>banking</name>
			<email>banking.guide@about.com</email>
		</author>
		<content type="text">IndyMac's quick demise is partly blamed on a bank run that quickly drained assets and destabilized the bank.  Customers believed that there was a problem, and they helped make...</content>
	</entry>
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